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Which Savings Accounts Offer The Best Rates and Sign-Up Bonuses?

Want to earn while you save? Welcome to the bank bonus era. Banks are currently offering cash bonuses to new customers. Search online for the biggest sign-up bonuses banks are offering in 2022. 

Did you know banks are offering cash bonuses to new customers? That's right! There's big competition between banks and financial institutions! If you're looking for a new savings account that helps you earn while you save, we've got you covered! Here are the best sign-up bonuses banks are offering for new customers. 

Get a $300 Bonus with SoFi Savings.

Looking for a convenient online savings account that offers a generous sign-up bonus? Check out SoFi Savings account! New customers (or existing customers who haven't made any direct deposits!) can earn a $50, $100, or $300 bonus if they make a minimum direct deposit within 30 days!

To earn the $50 bonus, all you have to do is make a direct deposit of $1,000 to $1,999. For the $100 bonus, simply make a direct deposit of $2,000 to $4,999, and to make the $300 bonus, deposit $5,000 or more. If you're eligible for the bonus, you can expect to see the extra cash in your account within two weeks of meeting the requirements.

Get Up To a $60 Bonus with BMO Harris.

BMO Harris is rewarding new customers who open up a Savings Builder account with a $60 cash bonus! To get your extra cash, simply open a new Savings Builder account and deposit a minimum of $200 each month for the first 12 months and earn up to $5 each month. Unfortunately, you are not eligible for this bonus if you're an existing account holder. 

Get a $200 Bonus with Discover Online Savings. 

Discover online savings is offering new customers who open their first Online Savings Account a sign-up bonus of $200 or $150! To qualify for the bonus cash, simply open an online savings account with Discover and use the code NW222 when applying. 

In addition to using the discount code, you must also deposit at least $15,000 within 30 days to earn the $150 bonus, or a minimum of $25,000 to earn the $200 bonus. Please note that if you already have an existing Discover savings account or previously had one, you are not eligible for this bonus.

Get a $100 Bonus with Alliant The Ultimate Opportunity Savings.

Alliant is currently offering new customers a generous $100 bonus when they open a new The Ultimate Opportunity Savings account online. To receive your extra cash, you must apply for your account via the promotional page. 

In addition, you must deposit $100 within the first 30 days of opening and make a minimum deposit of $100 each month for the next 11 consecutive months. You must also keep your average daily balance at a minimum of $100. If you meet all eligibility requirements, you can expect to receive your bonus at the end of the 12 months (as long as you keep your account open with a minimum balance of $1,200). It's important to note that if you have closed an Alliant savings account within the previous 180 days or are an existing customer, your account is not eligible.

Get a $200 Bonus with TD Bank.

Earn while you save with TD Bank! TD Bank customers who open a new TD Beyond or Simple savings account can earn a $200 bonus. To be eligible, all you have to do is make a minimum deposit of $20000 and keep a balance of $20,000 or more for at least 90 days. Please note: if you had a TD personal money market account or TD savings account in the previous calendar year, you are not eligible for this bonus. 

Get a $100 Bonus with Regions Bank LifeGreen Savings Account. 

If you're a Regions checking account customer looking for a new savings account with a bonus perk, look no further. Right now, customers who make an automatic transfer of funds from their Regions Bank checking account to a LifeGreen Savings account could be eligible for a $100 bonus. 

To get your bonus, simply make a transfer for 10 of the first 12 months of account opening and receive a 1% savings bonus of up to $100! Interested customers will be happy to know that the Regions LifeGreen Savings account has minimum balance requirements and no monthly fees! 

Don't miss out on your cash bonus! Banks and financial institutions are competing for your business. Find the best savings account sign-up bonuses online today, and earn while you save!