Finding affordable home care for seniors is easier than you think. Here are some of the best options for affordable senior living in an expensive world.

Naturally, we all want our older adults to stay at home and be in good health independently; however, that's not always possible. In addition, many seniors who have been independent all their lives are reluctant to move into a senior living community or nursing home.

Helping out our seniors is one way of ensuring they stay in a familiar environment while taking care of their needs. Of course, it's essential for primary caregivers also to get some respite from their duties — this is where affordable home care help comes in! Affordable home care can help you care for your older adult without burnout. Keep reading to learn eight helpful tips for finding cheap home care. 

1. Hire an independent in-home caregiver 

Hiring an independent caregiver for your senior can equal big savings in comparison to hiring one through an agency. In fact, you can save around 20-30% less by handling the hiring process yourself rather than using an agency to source your help. 

However, it's important to note that this method won't be suitable for everyone. This is because you're responsible for everything when you source your help privately. For example, if you're not comfortable conducting background checks and vetting your carer, you may want to consider using an agency. 

2. Make Use. Of Technology 

It's now easier than ever to stay in touch with loved ones. Modern technology can help you check on your older adult and ensure they are safe and comfortable. It can also give you a sense of security and reduce the amount of time your older senior needs an in-home caregiver.

For example, investing in monitoring or a medical alert system can help keep your senior family member safe, remind them to take their prescription medication on time, and stay connected with friends and family.

3. Learn About Available Tax Credits and Deductions

You may be eligible to receive state or federal tax credits for your caregiving expenses. Alternatively, if you claim your older adult as a dependent, you may be able to take tax deductions for caregiving expenses.

It's essential to seek advice from a tax accountant or advisors before filing for any credits or deductions to ensure you're fully informed about your options. Alternatively, you can search for an IRS-certified volunteer for free tax advice. 

 4. Consider Affordable Home Modifications 

Having a safe living environment makes it easier for older adults to stay mobile and independent. Stairlifts and shower chairs are just two of the many home modifications that can make caring for your senior easier.

Many states offer grants to homeowners who need to make their houses safer and more accessible. There are also non-profit organizations that provide financial help to low-income seniors. Search online to find out assistance programs in your area. 

5. Find Low-Cost In-home Respite Care

There are many respite programs offered by states and non-profit organizations. These programs provide free or even low-cost care options for eligible seniors. Some organizations that offer respite programs include the VA, Alzheimer's Association, and National Family Caregiver Support Respite.

6. Search For Subsidized Meal Services

Healthy and nutritious meals are one of the most important aspects of taking care of an older adult. Eliminating the need to shop and cook meals can save a lot of expense and physical labor.

One way to ensure your senior has a healthy diet is to opt for a subsidized meal service such as Meals on Wheels. Meals on Wheels deliver nutritious meals to millions of vulnerable seniors and can help to reduce the number of hours you need to hire home care help. 

7. Reduce Your Energy Costs

Utility bills are increasing and can be a significant burden on families — especially during the winter and summer. Fortunately, there are a couple of ways to reduce your energy costs.

For example, Low-Income Home Energy Assistance Programs (LIHEAP) are federally funded to help low-income families with their cooling and heating costs. In addition, some states also offer "weatherization assistance programs" that help cover the cost of making homes safer and more energy-efficient. 

8. Enroll in an adult day program

If you need a break, there are many adult day programs that your older adult can visit during the day for care, companionship, and meals. Adult day programs are typically much cheaper than in-home carers, and some even offer transport to and from home. 

If you're looking for affordable home care for your senior, start your search online today and find adult day programs in your area.